Personal Checking

Happy young woman with glasses relaxing with a book. Sandy Spring Bank is here to help you achieve your financial goals. That is why Sandy Spring Bank offers several types of checking accounts to meet your needs; today and tomorrow.

Personal checking should be affordable, with convenient access to your money. That’s why every Sandy Spring Bank checking account includes these free services:

  • Online Banking with Bill Pay
  • Mobile Banking with Mobile Deposit
  • Debit MasterCard® with Zero Liability *
  • Get cash at all Sandy Spring Bank ATM locations or at more than 55,000 ATMs in the Allpoint network.  For additional information or  to Download the Allpoint ATM locator app on your mobile device here.
  • Account alerts to help you manage your account and avoid fees
  • Online statements with check images

What's the best account for you? Review all the checking accounts and compare the features and benefits. 

Interested in reordering your Sandy Spring Bank checks? Click here.


  • Disclosure

    * If the card is lost or stolen, the Mastercard Zero Liability program protects against unauthorized purchases. Certain restrictions apply. Please see for terms and conditions.

    ** Direct Banking™ does not provide for check-writing.

    © 2023 Sandy Spring Bank. Mastercard is a registered trademark and Debit Mastercard are trademarks of Mastercard International Incorporated.

    Allpoint is a registered trademark of Allpoint.