Personal Online Banking

Happy woman smiling at her cell phone. Online Banking. In today’s 24/7 world, you need online banking that is fast, easy to use, and secure. Sandy Spring Bank Personal Online Banking is all that—and more.

You can pay your personal bills, check your balance, transfer funds, and review your transactions from anywhere, anytime. 

Looking for the Personal Online Banking login? Click on the red Login to Online Banking box at the top of this page. 

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Tip! Need help? Watch the below video for step by step enrollment instructions. Once you're enrolled, you can log in to Personal Online Banking by clicking on the red "Login to Online Banking" box in the upper right of this page or any page on

Bill Pay

From your mortgage payment to your cable bill, pay virtually anyone for free. Pay a bill by 10 p.m. ET, Monday through Friday, and any biller who accepts electronic payments will have your payment the next business day. Those who do not accept electronic payments will typically receive payment within four business days.


Receive your bills electronically from hundreds of different billers and even set them up for automatic payment.

Access to Zelle®

Zelle® is a fast, safe way to send and receive money. With Zelle®, you can split the cost of a bill, request money for a group gift, or pay back your roommate for your share of the rent.

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Sandy Spring Bank is committed to safeguarding your financial information. 

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Account Alerts

Receive a text and/or email whenever an item has been presented for payment, when your balance has reached a certain threshold, or when a deposit has been made to your account. Simply log in to Personal Online Banking and click the “Alerts” sub-tab on your account details page to set up or update your account alerts.

External Transfers

Make transfers to and from your accounts at other financial institutions for free on a one-time, future, or recurring basis. Learn more with our FAQs.

Account Register

Customize your transaction descriptions, set categories, and create reports on how you’re spending (and saving) your money.

Electronic Statements

Go green and receive statements two to three days earlier than you do with postal mail. Electronic Statements include images of paid checks, can be saved to your computer, and stay in the system for up to two years.

Personal Mobile Banking

We know you are on the go, use our mobile app to keep track of your Sandy Spring Bank accounts. 

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Interested in Business Online Banking? »

  • Disclosure

    Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.