Online Banking and Bill Pay

Happy woman smiling at her cell phone. Online Banking and Bill Pay. In today’s 24/7 world, you need online banking that is fast, easy to use, and secure. Sandy Spring Bank Personal Online Banking is all that—and more.

You can pay your bills, check your balance, transfer funds, and review your transactions from anywhere, anytime. 

Enroll Now

Tip! Need help? Watch the below video for step by step enrollment instructions. Once you're enrolled, you can log in to Online Banking by clicking on the red "Login to Online Banking" box in the upper right of this page or any page on

Security Enhancements

Sandy Spring Bank is committed to safeguarding your financial information. We’ve added security enhancements to allow for an extra level of security on your online and mobile banking accounts. Learn More.

Bill Pay

From your mortgage payment to your cable bill, pay virtually anyone for free. Pay a bill by 10 p.m. ET, Monday through Friday, and any biller who accepts electronic payments will have your payment the next business day. Those who do not accept electronic payments will typically receive payment within four business days.

Fun fact: If you pay 60 bills this year (just five per month), then you’ll save about $33 in postage!


Receive your bills electronically from hundreds of different billers and even set them up for automatic payment.

Pay Someone (P2P)

Pay Someone is an online and mobile banking feature which allows users with an active debit Mastercard to generate a payment to someone using their mobile phone number or email address. A link is instantly sent to the recipient, who enters their debit card information to accept the transfer. If the recipient’s card is not setup by their financial institution to accept these transfers, they will have the option to enter their account and routing number to accept the money to their account. 

Go to Online or Mobile Banking. In online banking, select the Accounts tab and then click on Pay Someone. In mobile banking, tap More, then Pay Someone. Simply enter the recipient's email or mobile phone number, enter the amount you want to pay them, enter your debit card number and expiration date and hit send. The recipient will usually have their funds within 24 hours. It is that easy.

Pay Someone (P2P) FAQs

Account Alerts

Receive an email whenever an item has been presented for payment, when your balance has reached a certain threshold, or when a deposit has been made to your account. Simply login to Online Banking and click the “Notify Me Alerts” tab to update your settings.

Alert Types

  • Account Balance
  • Account Overdrawn
  • Balance > $ – greater than amount you specify
  • Balance < $ – less than amount you specify
  • Check #(s) Cleared – or presented for payment
  • Deposit Made > $ – greater than amount you specify
  • Transaction > $ – greater than amount you specify

External Transfers

Make transfers to and from your accounts at other financial institutions for free on a one-time, future, or recurring basis. Learn more with our FAQs.

Account Register

Customize your transaction descriptions, set categories, and create reports on how you’re spending (and saving) your money.

Electronic Statements

Go green and receive statements two to three days earlier than you do with postal mail. Electronic Statements include images of paid checks, can be saved to your computer, and stay in the system for up to two years.