Mobile Banking

Young man smiling while looking at his phone. Sandy Spring Bank Personal Mobile Banking.

We know that you’re on the go, so we offer a range of mobile options, including a free personal Sandy Spring Bank mobile banking app for Android and iPhone users.1 Use whatever combination of our mobile services that will best suit your needs and lifestyle. 

Keep track of your finances with personal mobile banking:

  • Card Management – Turn cards on or off, view activity, manage payments and more
  • View recent account activity
  • View check images
  • Deposit checks
  • Search transactions
  • Pay bills
  • Transfer funds
  • Locate the nearest branch or ATMs
  • Send money to nearly anyone you know and trust with Zelle® 2
  • Credit Score by SavvyMoney® 3 - Free access to your latest credit scores and reports, real-time credit monitoring, and more. Learn more. »

Have additional questions? View the frequently asked questions below.

Sandy Spring Bank Mobile Banking App

Make a deposit, pay a bill, or check your balance — right from your phone.

Google PlayApple App Store

How to Get Started

Before you can use personal mobile banking, you’ll need to enroll in personal digital banking.

For current personal digital banking users, simply download the app and login!



  • Question

    How do I sign up for personal mobile banking?


    If you are already a personal digital banking user, download the app and use your personal digital credentials to log in. If you are not a current user of personal digital banking, download the app and tap to enroll from your mobile device.

  • Question

    I’m not enrolled for personal digital banking. Can I still use personal mobile banking?


    Yes, just download the personal mobile app and tap to enroll. The same log in information is used for personal mobile and digital banking.

  • Question

    Is Personal Mobile Banking secure?


    Our mobile banking app offers a number of security features to protect your account, including encryption technology, password access, and application time-outs. In addition, account data is never stored on your phone. There are additional things that you can do to help enhance your digital security, such as choosing a complex password or multi-factor authentication. Our mobile banking app works safely when used correctly and paired with the latest security features. 

    If your phone is lost or stolen, the service can be immediately disabled by either going to or calling Digital Banking support at 800.399.5919.

  • Question

    How much does Personal Mobile Banking cost?


    Mobile banking is a free service offered to our digital banking customers. However, there may be charges associated with text messaging and data usage on your phone. Check with your mobile phone carrier for applicable fees.

  • Disclosure

    1Mobile banking is a free service although your mobile carrier’s message and data rates may apply. Please review the supported devices and operating systems before using mobile banking.

    2U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

    3 Sandy Spring Bank and SavvyMoney® are not affiliates. They are not related through complete or partial common ownership, joint venture partnership and/or strategic business partnership. No party will have any right, power or authority to assume or incur any obligations or liabilities, express or implied, on behalf of or in the name of the other.  

    SavvyMoney® is a registered trademark of SavvyMoney, Inc.

    Zelle® is a registered trademark of Early Warning Services, LLC.

    Apple, App Store, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Play and the Android Logo are trademarks of Google Inc.