Certificates of Deposit

Sandy Spring Bank has a variety of FDIC-insured CDs to meet your savings needs regardless of your time horizon. You can avoid uncertainty by locking in a fixed interest rate, and performance is guaranteed. Simply select the product and term that works best for you and apply below. Or, visit a branch for a conversation.

CD Specials

Term Minimum Opening Balance Rate Apply Online
CD Special »

4.75%1 APY*


Not sure a CD meets your needs? Learn more about the Premier Money Market

Current CDs

 View our Rates »

Term Minimum Opening Balance Apply Online
6-Month $1,000 Open Now
12-Month $1,000 Open Now
18-Month $1,000 Open Now
24-Month $1,000 Open Now
30-Month $1,000 Open Now
36-Month $1,000 Open Now
48-Month $1,000 Open Now
60-Month $1,000 Open Now

Check our current rates