Certificates of Deposit

Sandy Spring Bank has a variety of FDIC insured CDs to meet your savings needs and performance is guaranteed when you lock in a competitive fixed interest rate. Our CDs are created for short-term or long-term; small or large investments. All you need to do is select the product and term that works best for you.

Learn about CD Laddering

CD Specials

Term Minimum Opening Balance  
$2,500 Apply Now
$2,500 Apply Now
35-Month Bump-Up
Learn More

Apply Now

Check our current rates

Current CDs


Term Minimum Opening Balance  
6-Month $1,000 Apply Now
12-Month $1,000 Apply Now
18-Month $1,000 Apply Now
24-Month $1,000 Apply Now
30-Month $1,000 Apply Now
36-Month $1,000 Apply Now
48-Month $1,000 Apply Now
60-Month $1,000 Apply Now

Check our current rates