* Minimum account opening deposit of $50 for the new checking account. Only referrals of new households qualify for the reward – a new household is one where the client has not had a Sandy Spring Bank deposit account, loan or other banking relationship within the last 90 days. Reward will be deposited to accounts in good standing within 30 days after the new checking account orders a debit card and makes 3 debit card purchases during the 3rd statement cycle. Offer subject to change and cancellation without notice and may not be combined with any other offers. All applicable taxes are the sole responsibility of recipient.