SBA Loans
We want your business to get that loan. That’s why our Small Business Administration (SBA) Lending Group helps new and existing businesses that may not qualify under conventional bank terms qualify. SBA loans provide more flexible underwriting guidelines and terms, including smaller down payments, longer repayment terms, and fully amortizing loan structures. Plus, you don’t have to wait long to get your request processed—we’re a “Preferred Lender” of the SBA. Here are your SBA program options:
| Program | Amount of Loan |
| SBA Express | Loans up to $350,000 for lines of credit and term loans |
| SBA Veteran’s Advantage | Loans up to $500,000 (for U.S. veterans, including spouses) |
| SBA 7A | Loans up to $5,000,000 for most business financing needs |
| SBA 504 | Loans up to $5,500,000 depending on industry (for long-term, fixed-asset only) |
| SBA 504 Refinancing | Loans up to $5,000,000 to refinance commercial real estate mortgages |
| SBA CAPLines | Lines of credit up to $2,000,000 for working capital purposes |
To apply for a SBA guaranteed loan or talk to a Sandy Spring Bank SBA Relationship Manager: John Walker
Phone: 800.399.5919 ext 6648 email: [email protected]
View our Fair Lending Policy statement online.