Starting a Small Business

Woman working on the computer. Sandy Spring Bank.
You’ve made the decision to start your own business. You’ve built a solid team, written a strong business plan, and now you’re ready to fund your business. It’s important to remember that there is no one-size-fits-all financial solution. How you finance your business will depend on your industry, your personal financial situation, and your business goals. Here are tips to help you choose the funding option that’s right for you.

Starting a Small Business

Man writing a business plan. Sandy Spring Bank.
Part 1: Tips for Writing a Business Plan That Works Whether you’re launching your own small business or purchasing an existing one, a well-written business plan is critical to your success. Not only does it define clear goals, but it also outlines...

Meet Your Banker: Karen Trendler, Commercial Relationship Manager

Karen Trendler, Commercial Relationship Manager. Sandy Spring Bank
I graduated from Howard University with a degree in finance. I thought that I would go into investment banking, but then I came to realize that banking is much more than just a branch.

Three Ways to be Financially Responsible This Holiday Season

Woman looking at presents through the store window. Sandy Spring Bank
The holiday season is about generosity and giving; however, it can quickly become the season of overspending too. According to a recent survey by Affirm, 70 percent of Americans spend over budget during the holidays. And as we recover from the...

Small Business Cash Flow: Strategies for Success

Woman looking at her cellphone while working. Sandy Spring Bank
Cash flow is the lifeblood of any small business.

Financing Your Buildout

Business growth often requires strategic changes — your business is thriving and demand for your products and services has increased. Whether you’re hiring more employees or boosting your inventory, expanding your physical space takes careful planning to ensure you’re making the best decision for your business.

How Can Business Owners Adapt to a Shifting Insurance Market?

Like many industries, the insurance market is cyclical in nature.

How to Make a Competitive Home Offer in 2021

Couple and mortgage banker discussing mortgages. Sandy Spring  Bank Mortgages
You’ve finally found it — your dream home. You’ve created a budget and now you’re ready to make an offer. But in this red-hot housing market, how can you make a competitive offer that stands out? A sellers’ market can be exhausting and challenging...

Tips for First-Time Homebuyers in 2021

Buying a home for the first time is an exciting milestone, but it can also be a challenging one.

Reopening Your Small Business Post-COVID

With a large portion of the population now vaccinated, states across the country are beginning to lift restrictions. As a small business owner, you’re likely anxious to get employees back to work and begin to move forward in a post-pandemic world. But what if your employees have hesitations about returning to the office? According to Envoy’s Return to the Workplace Report, 66 percent of respondents say they are concerned about going back into the workplace. Therefore, it’s important for small business owners to adapt to this new world or potentially risk losing valued employees. Here are some tips to help your employees feel safe and make sure your reopening goes smoothly: