5 Tips to Better Understand a Home Equity Loan or Line of Credit

Cartoon man standing next to scales. Measuring you options. Sandy Spring Bank.
By Sandy Spring Bank If you own your home, a home equity loan or line of credit is a smart way to use the equity in your home to fund large expenses, such as home renovation projects, college tuition or a new car. Here are five tips to help you...

Is Your Money Working for You?

Money. We all wish we had more of it, right? Some people dream of hitting the lottery, quitting their jobs, and moving to a remote island where they can live out their days in paradise. Yet for most people, this fantasy never comes true. But what would you do if you earned a substantial raise at work, were given a large bonus, or inherited a large sum of money? Even a small windfall can go a long way with the right savings plan in place. Here are some tips to help make your money work for you:

Five Smart Money Moves to Make During Uncertain Times

It’s hard to believe it’s been a year since our world changed with the COVID-19 pandemic. Since then, people have started to look at their finances through a different lens. The pandemic has created a period of financial uncertainty unlike anything we’ve seen in generations.

Banking Trends to Look For in 2021

Like many industries, banks had to quickly pivot in 2020 due to the pandemic. From implementing new technologies at a rapid pace to shifting business models in a matter of months, banks have had to be flexible and quickly adapt to the “new normal” way of life in order to continue serving clients.

3 Reasons Why Now is the Time to Buy a Home

The COVID-19 pandemic has caused major changes in our country, economy, and especially the real estate market. Many people are on the fence about whether now is or is not a good time to buy a home. However, there are multiple factors that make it a good market for homebuyers.

Seven Things to Look for in a Nonprofit Banking Partner

Managing a successful nonprofit is no easy task. Many organizations are faced with a thin budget, limited resources and thousands of regionally competitive groups. In order to navigate these challenges, a cooperative structure of relationships ─ from volunteers to community partners ─ is vital to ensuring that no time or money is wasted.

How Nonprofits Can Be Successful During COVID-19

COVID-19 has impacted every industry, forcing organizations to adapt to the constantly changing situation. Nonprofits have been especially affected by the changes caused by COVID-19.

Nonprofit Banking Tips: How to Find the Best Nonprofit Bank Account

Nonprofits have unique banking needs. When looking to open a nonprofit bank account, organizations should do the research to find a bank that will meet their specific goals. There are dozens of banks that offer products and services for nonprofits.

Directors & Officers (D&O) Insurance

With today’s emphasis on corporate transparency and accountability, an organization’s directors and officers face a countless number of exposures. Regardless of the company’s size or mission, the legal costs associated with a lawsuit can be...

Sandy Spring Insurance Employee Recognized for 20 Years of Leadership

Claire Kilchenstein, CIC, CPCU, a senior account manager at Sandy Spring Insurance, was recently honored by The Society of Certified Insurance Counselors (CIC) for her ongoing pledge to education, commitment to excellence and dedication to the...