Business Certificates of Deposit

Sandy Spring Bank has a variety of CDs to meet your savings needs and performance is guaranteed when you lock in a competitive fixed interest rate. Plus all of our CDs are FDIC insured. All you need to do is select the product and term that best support your company’s financial goals.

Interested in a Sandy Spring Bank Business CD? 

Request an Appointment 

Or, visit a Sandy Spring Bank branch.

Check our current rates: 

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CD Specials

Term Minimum Opening Balance Rate  
35-Month
Special CD »		 $2,500

4.00%1 APY*

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14-Month 
Special CD »		 $2,500

3.75%2 APY*

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Current CDs

Check our current rates

Term Minimum Opening Balance
6-Month $1,000
12-Month $1,000
18-Month $1,000
24-Month $1,000
30-Month $1,000
36-Month $1,000
48-Month $1,000
60-Month $1,000

Interested in a Sandy Spring Bank Business CD?
Request an Appointment 

Or, visit a Sandy Spring Bank branch.

Use Business Online Banking and Mobile Banking to manage your certificate of deposit.

  • Disclosure

    *Minimum opening deposit is $2,500. Maximum deposit $1,000,000. Deposit must originate from a non-Sandy Spring Bank account. Penalties for early withdrawal may apply. Annual Percentage Yield (APY) as of 11/02/2022. The annual percentage yield assumes interest is credited monthly and remains on deposit until maturity. A withdrawal of interest will reduce earnings. For other provisions applicable to your account, please see our Commercial Deposit Account and Electronic Banking Agreement and if you are opening an account, your Receipt. 

    1The 35-Month CD Special will automatically renew for a 36 month term from the initial and each succeeding maturity date at the interest rate then being offered by us for your type of account.

    2The 14-Month CD Special will automatically renew for an 18 month term from the initial and each succeeding maturity date at the interest rate then being offered by us for your type of account.