Premier Money Market Account

Man and women laughing and dancing in their kitchen. Sandy Spring Bank Premier Money Market.

Whether you’re planning a special vacation or preparing for the unexpected, the Premier Money Market savings account may be the ideal option providing flexibility while helping you achieve your savings goal. Only a $10,000 opening deposit is required. 

To open an account: Apply Onlinecall 800.399.5919, or visit a convenient community office.


  • Guaranteed high fixed interest rate for the first 3 months.1
  • With tiered variable interest rates, higher balances will earn competitive returns after the initial 3 months –  See Today’s Competitive Rates
  • Safety and security of FDIC insurance.2
  • Convenient and easy access to your money through Online and Mobile Banking, as well as a free standard order of checks.3
  • All of the benefits of a Premier Banking checking account are also available, as it comes with your Premier Money Market Savings account.


  • We’ll waive the $14 monthly maintenance fee in any monthly statement cycle when you maintain a $10,000 minimum daily ledger balance.
  • A Premier or Private Banking checking account is required to open a Premier Money Market savings account.

Other Services

  • Free Online and Mobile Banking.
  • Free standard Money Market Savings checks (1 order per calendar year).
  • Convenient method to save - Set up auto transfers to your Money Market account from your Sandy Spring Bank Premier Banking checking account.3
  • Free access to your account at more than 55,000 ATMs in the Allpoint network.
  • Receive free paper or electronic statements – you can also combine your Premier Banking checking and Money Market accounts to receive a single statement.
  • Disclosure

    1Annual Percentage Yield (APY) as of 09/30/2020. This is a variable rate account subject to change at any time without notice after the account is opened. During the first 3 months, the account will earn no less than 0.20% APY. At the end of the 3-month guarantee period the APY will be based upon your balance. As of 09/30/2020 the APY for corresponding balances is as follows: $250,000 and above: 0.20%; $100,000.00 -$249,999.99: 0.15%; $50,000.00 - $99,999.00: 0.10%; $25,000.00 - $49,999.99: 0.05%; $10,000.00 - $24,999.99: 0.05%; below $10,000.00: 0.00%. Minimum opening deposit is $10,000 in funds not already on deposit with Sandy Spring Bank. Maximum opening deposit is $10,000,000.  Fees may reduce earnings. Premier Money Market Savings is only available to clients who maintain/open a Premier, Private, or Signature Banking checking account, or a Commercial or Business checking account. Offer available for a limited time.

    2Please visit for more information about FDIC coverage.

    3By law, certain types of withdrawals are limited. Withdrawals over the limits are excess activity. You may make up to a combined total of 6 withdrawals per monthly statement cycle (or calendar month if you receive a quarterly statement) by either check, draft, debit card purchase or similar order (if available on the account,) telephone, automatic or pre-authorized transfer to another of your accounts with us or to a third party. Such transfers include those made by Telephone Banking, Online Banking, Mobile Banking and transfers from your savings account to cover overdrafts. A $25 excess activity fee will be assessed each time you exceed any of these limits.