
Your financial future relies on flexibility, smart decision-making and banking relationships you can depend on. At Sandy Spring Bank, we offer Private Banking solutions with a concierge approach to empower you with the right resources and a wealth manager dedicated to helping you achieve personal success.
With an advisor, you gain access to expert knowledge alongside all the Bank’s resources, enabling you to make even the most complex financial decisions with total confidence. From your personal checking account to long-term investment vehicles, we’re committed to arming you with the clarity to succeed in all your monetary endeavors.
We provide a holistic approach to Private Banking and your financial health — delivered with singular commitment by a partner invested in your future.
About Wealth Managers and Private Banking
Learn more about our concierge approach, checking accounts, savings accounts and other services your wealth manager can provide.
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Question
What is the concierge approach?
AnswerAt Sandy Spring Bank, we realize that your financial health requires thoughtful, personalized service from a wealth manager you can trust.
As a private banking client, these services include:- A dedicated point of contact who works directly with you.
- Expert advice and consultation.
- Personalized and customized support.
We strive to help you maximize the potential of your wealth with intuitive and responsive assistance. -
Question
What types of checking accounts are available for Private Banking?
AnswerFor Private Banking account holders, we offer enhanced features to make your experience pleasant and convenient.
Checking accounts you might consider:
- Private Banking Checking1 - Interest-bearing account reserved for our Private Banking clients with no monthly maintenance fees for as long as you're a Private Banking client. Other perks include free standard check orders, discount on one safe deposit box rental, no fee for domestic wires and more.
- Advance Banking™2: Replace your no- or low-interest checking account with Advance Banking to earn an industry-leading rate guaranteed for the first six months, along with digital tools to make online banking easier than ever.
- Premier Banking3: Earn interest on every dollar in your checking account and gain access to premier services.
Checking products are FDIC insured. -
Question
Does Private Banking offer options in savings accounts?
AnswerMany Private Banking Clients are in the Private Banking Money Market Savings which has a higher rate than these products. Please discuss with the Private Banking team.
Savings account options you might consider include:
- High Yield Private Banking Savings4: Build your savings faster without losing access to your money.5
- Premier Money Market Savings6: A flexible and secure way to boost your reserves.
- Certificates of Deposit (CDs): Choose terms anywhere from 30 days to 60 months to lock in your interest rate for the timeframe that works best for you.
Savings products are FDIC insured. -
Question
What credit and lending solutions are available for Private Banking customers?
AnswerWith Private Banking, you gain access to a wide range of credit and lending solutions, including:
- Mortgage lending services for primary and secondary residences
- Wealth-secured lines of credit7
- Specialized business lending services, such as:
- Investment real estate
- Construction loans
- Physician loans
- Dental loans
- Attorney loans
- Bridge financing to facilitate time-sensitive projects and purchases
- Home equity loans and lines of credit