¹Annual Percentage Yield (APY) as of 11/02/2022. This is a variable rate account subject to change at any time without notice after the account is opened. During the first 6 months, the account will earn no less than 3.00% APY. At the end of the 6-month guarantee period the APY will be based upon your balance. As of 11/02/2022 the APY for corresponding balances is as follows: $250,000 and above: 2.00%; $100,000.00 -$249,999.99: 1.75%; $50,000.00 - $99,999.00: 1.50%; $25,000.00 - $49,999.99: 1.25%; $10,000.00 - $24,999.99: 1.00%; below $10,000.00: 0.00%. Minimum opening deposit is $10,000 in funds not already on deposit with Sandy Spring Bank. Maximum opening deposit is $10,000,000. Fees may reduce earnings. Business Premier Money Market Savings is only available to clients who maintain/open a Commercial or Business checking account. Offer available for a limited time.

²Please visit www.fdic.gov/deposit for more information about FDIC coverage.

³By law, certain types of withdrawals are limited. Withdrawals over the limits are excess activity. You may make up to a combined total of 6 withdrawals per monthly statement cycle (or calendar month if you receive a quarterly statement) by either check, draft, debit card purchase or similar order (if available on the account,) telephone, automatic or pre-authorized transfer to another of your accounts with us or to a third party. Such transfers include those made by Telephone Banking, Online Banking, Mobile Banking and transfers from your savings account to cover overdrafts. A $25 excess activity fee will be assessed each time you exceed any of these limits.