Now banking online is better than ever. With the easy to use features of BankXpress, you’ll get your banking done faster and easier. You can pay bills and track expenses 24/7, whether you’re at home or on the road. If you have access to the Internet, you have access to your account. You’ll find online banking is a breeze to use, great for budgeting and tracking expenses, and guaranteed safe and secure. And best of all, Bill Pay Service is free!

Future View
Allows you to view projected balances on your accounts, 30 days into the future, giving you greater control over your finances.

Account Register
Allows you to customize your transaction descriptions, set categories, and create reports on how you’re spending (and saving) your money.

Account Alerts
Receive an email whenever an item has been presented for payment, when your balance has reached a certain threshold or when a deposit has been made to your account. Simply login to BankXpress and click the Notify Me Alerts tab to setup your alerts today.

Alert Types

  • Account Balance
  • Account Overdrawn
  • Balance > $ – greater than amount you specify
  • Balance < $ – less than amount you specify
  • Check #(s) Cleared – or presented for payment
  • Deposit Made > $ – greater than amount you specify
  • Transaction > $ – greater than amount you specify

External Transfers
Make transfers to and from your accounts at other financial institutions for FREE on a one-time, future or recurring basis. Click for frequently asked questions.

Bill Pay
Pay a bill by 5pm Eastern Monday through Friday, and any biller who accepts electronic payments will have your payment the very next business day. Pay virtually anyone you like from your mortgage to your cable bill to your newspaper subscription for FREE. If you pay 60 bills this year (just 5 per month) you’ll save $29.40 in postage!

Receive your bills electronically from hundreds of different billers and even set them up for automatic payment. Learn more about e-bills and view helpful screen tips.

Finance Center
Have accounts at other financial institutions? Credit cards? Investment or travel rewards programs? Finance Center allows you to view all of your account balances in one place. Simply enter your usernames and passwords into our secure system and it will automatically retrieve your information on a regular basis. Finance Center allows you to safely monitor all of your accounts from one place.*

Is your periodic statement secure in your mailbox? It is in BankXpress! Sign up for E-Statements and receive an email as soon as it’s ready to view, two to three days earlier than postal mail. Save it to your computer if you choose or leave it on our system for up to 24 months. It’s an easy way to help the environment by saving paper.

Check Images
Can be viewed online or saved to your computer. Remember to be safe online and never email your account information, including check images.

Click here for a demo or to apply online.

*Sandy Spring does not monitor or have access to any activity or accounts you add to Finance Center. The service is completely private.