Banking online is faster and better than ever with BankXpress. Guaranteed safe and secure, you can pay your bills, check your balance, transfer funds and review your transactions from anywhere, 24/7. You’ll find online banking is a breeze to use, and great for budgeting and tracking expenses. And best of all, it’s free!

Watch the demo or  sign-up today.

Here are some of the additional features of Online Banking:

Bill Pay

Pay a bill by 5:00 pm Eastern, Monday through Friday, and any biller who accepts electronic payments will have your payment the next business day. Those who do not accept electronic payments will typically receive payment within 4 business days. From your mortgage payment to your cable bill, pay virtually anyone for FREE. If you pay 60 bills this year, just 5 per month, then you’ll save approximately $30 in postage!

Receive your bills electronically from hundreds of different billers and even set them up for automatic payment. Learn more about e-bills and view helpful screen tips.

Account Alerts
Receive an email whenever an item has been presented for payment, when your balance has reached a certain threshold, or when a deposit has been made to your account. Simply login to Online Banking and click the Notify Me Alerts tab to setup your alerts today.

Alert Types

  • Account Balance
  • Account Overdrawn
  • Balance > $ – greater than amount you specify
  • Balance < $ – less than amount you specify
  • Check #(s) Cleared – or presented for payment
  • Deposit Made > $ – greater than amount you specify
  • Transaction > $ – greater than amount you specify

External Transfers
Make transfers to and from your accounts at other financial institutions for FREE on a one-time, future or recurring basis.  Click for frequently asked questions.

Finance Center
Have accounts at other financial institutions? Credit cards? Investment or travel rewards programs? Finance Center allows you to view all of your account balances in one place. Simply enter your usernames and passwords into our secure system and it will automatically retrieve your information on a regular basis. Finance Center allows you to safely monitor all of your accounts from one place.*

Account Register
Allows you to customize your transaction descriptions, set categories, and create reports on how you’re spending (and saving) your money.

Is your periodic statement secure in your mailbox? It is in Online Banking! Sign up for E-Statements and receive an email as soon as it’s ready to view, two to three days earlier than postal mail. E-Statements also include images of paid checks. Save it to your computer if you choose or leave it on our system for up to 24 months. It’s an easy way to help the environment by saving paper. Remember to be safe online and never email your account information, including check images.


*Sandy Spring does not monitor or have access to any activity or accounts you add to Finance Center. The service is completely private.