Every morning my phone alarm wakes me up. I go to the fridge, programmed with the latest weather report, to grab some water. I drive to work mostly effortlessly thanks in large part to the microchips living inside it, and then I spend the day working, feeding information into a computer which is then spread to the world through a series of wires and light. My life just doesn’t include technology, it is defined by it and I’m certainly not the odd man out here.

Everyone means well. We all want to be that person who has everything organized and mapped out, especially when talking about budgeting and planning for retirement. The fact though is that most of us aren’t that person and we could use a little help with better understanding our finances and learning how best to make them work for us so we can retire with ease.

Let’s consider some facts. About a third of all Americans only pay the minimum amount due on their credit cards every month and a staggering 35% of Americans have had their credit card debt in collections at some point in their lives.

Your mother probably always warned you to be careful not because you were reckless, but because you just never know what life will throw at you. It may have taken a few decades to appreciate those concerns, but as an adult you realize how right she was.

With inventory in the housing market low, you may be considering buying a fixer upper rather than a move-in-ready home. You may also decide that a major renovation project on your existing home is best if you haven’t found the right fixer upper to purchase. Sandy Spring Bank has many options and can guide you through the process while saving you time and money. First, let’s look at some key things you should consider before deciding which path to take.

As remote and hybrid work environments have become the norm, more homeowners are harnessing that flexibility and thinking about purchasing a second home.

If you believe you may be a victim of fraud, unauthorized or suspicious activity on your accounts, the key is to report it as quickly as possible. We recommend taking the following steps.

Every business wants to prevent fraud and financial crime. These days, cyber criminals are becoming smarter and savvier seemingly every day. Safely managing business cash flow can seem like a daunting challenge. But with the right knowledge and tools...

You’ve made the decision to start your own business. You’ve built a solid team, written a strong business plan, and now you’re ready to fund your business. It’s important to remember that there is no one-size-fits-all financial solution. How you finance your business will depend on your industry, your personal financial situation, and your business goals. Here are tips to help you choose the funding option that’s right for you.

Part 1: Tips for Writing a Business Plan That Works Whether you’re launching your own small business or purchasing an existing one, a well-written business plan is critical to your success. Not only does it define clear goals, but it also outlines...