Individual Financial Planning

Whether you are starting your first job or planning for a late retirement, Sandy Spring Private Client Group is here to walk you through the best options for you and your family. Wherever you are in life, we have a solution to help you attain your goals.

First Job
  • Begin Funding a Retirement Account
  • Review Retirement Plans
  • Establishing Credit
Getting Married
  • Purchase First Home*
  • Purchase Disability Insurance
  • Diversify Your Portfolio
New Child
  • Develop a College Savings Plan
  • Purchase Life Insurance
  • Establish Basic Estate Plan
Changing Jobs/Divorce/Remarry
  • Review Retirement Plans
  • Mortgage Refinance/New Mortgage*
  • Update Will/Trust/Power of Attorney
Retiring Parents/Parent Care
  • Explore Assisted Living Options
  • Create a Comprehensive Estate Plan
Planning for your Retirement/Kids Leave for College
  • Develop a Retirement Plan
  • Finance College Education
  • Diversify Your Portfolio
Legacy Planning
  • Transfer of Assets to Beneficiaries
  • Purchase Second Home*
  • Diversify Your Portfolio
Early Retirement
  • Utilize Advanced Estate Planning Techniques
  • Establish Retirement Income Distribution Strategy
  • Explore Charitable Giving Options
Late Retirement
  • Update Will/Estate Plan
  • Start Taking IRA Required Minimum Distributions at 70 1/2
  • Manage Medical Expenses
  • Make Assisted Living Arrangements

* Mortgage and deposit products are offered through Sandy Spring Bank, Equal Housing Lender, Member FDIC.

  • Disclosure