Individual Financial Planning

Whether you are starting your first job or planning for a late retirement, Sandy Spring Private Client Group is here to walk you through the best options for you and your family. Wherever you are in life, we have a solution to help you attain your goals.

First Job
  • Begin Funding a Retirement Account
  • Review Retirement Plans
  • Establishing Credit
Getting Married
  • Purchase First Home*
  • Purchase Disability Insurance
  • Diversify Your Portfolio
New Child
  • Develop a College Savings Plan
  • Purchase Life Insurance
  • Establish Basic Estate Plan
Changing Jobs/Divorce/Remarry
  • Review Retirement Plans
  • Mortgage Refinance/New Mortgage*
  • Update Will/Trust/Power of Attorney
Retiring Parents/Parent Care
  • Explore Assisted Living Options
  • Create a Comprehensive Estate Plan
Planning for your Retirement/Kids Leave for College
  • Develop a Retirement Plan
  • Finance College Education
  • Diversify Your Portfolio
Legacy Planning
  • Transfer of Assets to Beneficiaries
  • Purchase Second Home*
  • Diversify Your Portfolio
Early Retirement
  • Utilize Advanced Estate Planning Techniques
  • Establish Retirement Income Distribution Strategy
  • Explore Charitable Giving Options
Late Retirement
  • Update Will/Estate Plan
  • Start Taking IRA Required Minimum Distributions at 70 1/2
  • Manage Medical Expenses
  • Make Assisted Living Arrangements

* Mortgage and deposit products are offered through Sandy Spring Bank, Equal Housing Lender, Member FDIC.

  • Disclosure

    Deposit and loan products are offered by Sandy Spring Bank, Member FDIC and Equal Housing Lender. 

    Wealth and Insurance products are not FDIC insured, not guaranteed, and may lose value.