Auto, Boat & RV Loans

Buying a car, boat or RV is one of the biggest purchases you will make, so it’s important you find financing that works for you. Explore the different options at Sandy Spring Bank, and find a loan that meets your needs:

Auto Loans

Rates   Apply Now

  • Rates starting at 6.99% APR.1
  • 60 Month Car Loan with automated payments
  • Finance up to 100% of the value.
  • No hidden fees.
  • Offer also available for refinancing a recently purchased 2023 or 2024 vehicle!2
  • Fixed-term loan.
  • A 0.25% interest rate discount is available for automated payments set up from a Sandy Spring checking account at loan origination.

RV & Boat Loans

Rates   Apply Now

Is it time for a boat or RV? Sandy Spring Bank has a loan to meet your needs:

  • Rates starting at 8.49%.3
  • Fixed-term loan.
  • A 0.25% interest rate discount is available for automated payments set up from a Sandy Spring checking account at loan origination.

Apply now online, call 800.399.5919, press 4, or visit a Sandy Spring Bank branch in Maryland, D.C., or Virginia. Our Fair Lending Policy Statement is available to view online.

  • Disclosure

    Auto Loans

    1Annual Percentage Rate (APR) assumes a 0.25% interest rate discount for automated payments set up from a Sandy Spring checking account at loan origination. 100% financing cannot exceed Manufacturer's Suggested Retail Price (MSRP) for new vehicles or National Automobile Dealers Association (NADA ) Trade in Value for used vehicles. Monthly payment per $1,000 borrowed is $19.80 on a 60 month term with a 6.99% APR. Other rates and terms available. Rate as of 10/2/2023. Rate and terms subject to change without notice.

    2Rate good on all new cars and light trucks, and refinances within 6 months of original purchase.

    RV & Boat Loans

    3Annual Percentage Rate (APR) reflects a 0.25% interest rate discount for automated payments set up from a Sandy Spring checking account at loan origination. 100% financing cannot exceed Manufacturer's Suggested Retail Price (MSRP) for new vehicles or National Automobile Dealers Association (NADA ) Trade In Value for used vehicles. Monthly payment per $1,000 borrowed is $31.56 on a 36 month term with a 8.49% APR. Other rates and terms available. Rate as of 10/02/2023. Rate and terms subject to change without notice.