Purchase A Home

Realize the dream of home ownership.

Sandy Spring Bank Mortgage offers a wide variety of loan programs. Whether you’re in need of first-time programs, or you’re a high-end purchaser with complex income streams, we have an option that will work for you.

Calculate Your Mortgage Payment

The Process

1. Call

Start by giving us a call.

We’ll answer any preliminary questions you may have and get a sense of your goals with regard to purchasing.

2. Gather

Gather your financial docs.

Typically, your last two pay stubs, W-2s and asset statements are sufficient documentation. For more involved income, such as K-1, self-employed or extensive dividend and interest income, we’ll require full tax returns as well.

3. Options

Review your loan options.

We’ll provide you with details on the loan options that best meet your goals. Whether we meet in person, over the phone or via email, we’ll find a convenient way to help you get comfortable with your financing options.

4. Apply

Complete an application.

The application process is simple. You can complete the entire application right here, online.