Premier Money Market Account

Men relaxing at a camp fire. Premier Money Market

4.25% APY

Guaranteed for the first 6 Months.1

Whether you’re planning a special vacation or preparing for the unexpected, the Premier Money Market savings account may be the ideal option providing flexibility while helping you achieve your savings goal. Only a $10,000 opening deposit is required. 

To open an account: Apply onlinecall 800.399.5919 or visit a convenient branch.
See our current rates.


  • Guaranteed high fixed interest rate for the first 6 months.1
  • With tiered variable interest rates, higher balances will earn competitive returns after the initial 6 months –  See Today’s Competitive Rates
  • Safety and security of FDIC insurance.
  • Convenient and easy access to your money through Online and Mobile Banking, as well as a free standard order of checks.2
  • All of the benefits of a Premier Banking checking account are also available, as it comes with your Premier Money Market Savings account.


  • We’ll waive the $10 monthly maintenance fee in any monthly statement cycle when you maintain a $10,000 minimum daily ledger balance.
  • A Premier or Private Banking checking account is required to open a Premier Money Market savings account.

Other Services

  • Free Personal Online and Mobile Banking.
  • Free standard Money Market Savings checks (1 order per calendar year).
  • Convenient method to save - Set up auto transfers to your Money Market account from your Sandy Spring Bank Premier Banking checking account.2
  • Free access to your account at more than 55,000 ATMs in the Allpoint network.
  • Receive free paper or electronic statements – you can also combine your Premier Banking checking and Money Market accounts to receive a single statement.
  • Disclosure

    1Annual Percentage Yield (APY) is accurate as of 07/26/2023. During the first 6 months after you open an account, the account will earn no less than 4.25% APY. At the end of the 6-month period, the APY will be based upon your account balance. As of 7/26/2023, the APY for corresponding account balances is as follows: $250,000 and above: 3.50%; $100,000.00 - $249,999.99: 3.15%; $50,000.00 - $99,999.99: 2.55%; $25,000.00 - $49,999.99: 1.95%; $10,000.00 - $24,999.99: 1.35%; below $10,000.00: 0.00%.

    This is a variable-rate account, and the rate may change any time without notice, except as otherwise set forth herein. Minimum opening deposit is $10,000.00 in funds not already on deposit with Sandy Spring Bank. Maximum opening deposit is $10,000,000. Fees may reduce earnings. Premier Money Market Savings is available to clients who open and maintain a Premier or Private Banking checking account. For other provisions applicable to the account, please see our Personal Deposit and Electronic Banking Agreement.

    2By law, banks are permitted to limit certain types of withdrawals and transfers from your savings and money market accounts and charge an excess activity fee when you exceed such limits. The limitations apply to withdrawals by check, draft, debit card purchase or similar order (if available on the account), or telephone, or automatic or pre-authorized transfers to another of your accounts with us or to a third party. The limitations also apply to transfers made by Telephone Banking, Online Banking, or Mobile Banking and transfers from your savings or money market account to cover overdrafts. Due to federal regulation changes, we are currently not applying these limits or charging an excess activity fee.