Look for Banks with Full-Service Treasury Management Services The cash flow cycle is the lifeblood for every business — small, medium or large. The cycle includes how a business collects money, what happens to the cash when it lands in the company bank account and when and how the money is dispersed. Every business wants to collect as quickly and efficiently as possible and disperse as late and efficiently as possible. The goal is to hang onto cash for as long as you can. But how does a business make this happen? The answer is finding the right financial partner to help.