Government Contractor Lending Options

Sandy Spring Bank offers a variety of Government Contractor lending options


Owner-Occupied Real Estate Financing

Leverage the Workplace You Own with a Term Loan

Do you own your federal contracting business’s workplace property? If so, with a flexible term loan, you can use your real estate to accelerate mobilization financing — to improve your existing property, acquire a new one, or even refinance.

The Sandy Spring Bank team can help you achieve your government contractor goals with a range of fast and innovative loan solutions. Work with a partner you trust to gain easy access to funds with flexible repayment options. With favorable Small Business Administration (SBA) options available for the qualifying part of your workplace property, our dedicated experts can provide the comprehensive guidance you need to succeed. 

Term Loans To Fund Shareholder Buyouts, Recapitalization, and Acquisition Financing

Combining specialized expertise and solutions for contractor funding

After decades of working in our nation’s capital, Sandy Spring Bank’s team of finance experts understands the challenges your federal contracting business faces. Our mission is to help government contractors like you grow your business through providing working capital.

Whether you’ve just won your first contract or have multiple awards, we can provide the government contracting financing resources you need when you need them. With a specified repayment schedule and a fixed or floating interest rate, a term loan from Sandy Spring Bank can help your business succeed with a range of fast and personalized loan options. 

Whether it is acquisition financing, a partner buyout, or recapitalizing, we make applying simple and give you easy access to funds. Our relationship-based approach combined with our lending team’s expertise allow us to provide the customized banking solutions you need for success — now and in the future.

Asset-Based Lines of Credit to Support Working Capital Needs

Grow Your Business with Asset-Based Credit

Are you ready to take your federal contracting business to the next level? Sandy Spring Bank can help your company grow with a short-term line of credit. From covering payroll and accounts receivable to empowering you to hire more employees or expand your offices, we can quickly get you the working capital you need to finance your business. 

Our dedicated team works with you to evaluate your physical assets, such as inventory, equipment, or other property, and assess whether this service is a good match for your needs. With fast decisions and help along the way, we make applying for capital finance simple and trouble-free. You’ll also enjoy flexible repayment with easy access to funds. 

Letters of Financial Support

Strengthen your bid with a Letter of Financial Support

There are many factors behind winning a government contracting bid. You need to prove that your company can complete the work for a competitive price and that you have the means to carry it through from start to finish. By providing the right fiscal information, a letter of financial support from Sandy Spring Bank can solve this problem. 

To receive a positive response to your federal contracting bid, you need a trusted and knowledgeable partner who can attest to your reliable operations and working capital. Our team of experts understands the nuances that letters of financial support need for a wide variety of agencies and solicitation methods, including an Invitation for Bids (IFB), a Request for Proposal (RFP), a Request for Quote (RFQ), and more. We guarantee fast response and help at every step so you can land the bid — and grow your business.

View our Fair Lending Policy statement online.