Privacy Policy

WHAT DOES SANDY SPRING BANCORP DO WITH YOUR PERSONAL INFORMATION?

WHY?

Why do we collect and share your personal information? All financial companies need to collect and share customers' personal information to run their everyday business. Financial companies may also choose to share customers' personal information for other purposes, such as marketing products and services.  Federal law gives consumers the right to limit some, but not all, information sharing. Federal law also requires financial companies to tell consumers how they collect, share, and protect customers' personal information. Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. 

For additional information about how we collect, share, and protect your personal information, please read our privacy notice below.

WHAT?

What types of personal information do we collect and share?  It depends on the product or service that you have with us, but may include the following:

  • Social Security number and income
  • Account balances and transaction history
  • Credit history and credit scores

For additional information about how we collect, share, and protect your personal information, please read our privacy notice below.

HOW?

How do we collect and share your personal information? We collect your personal information, for example, when you open an account with us. We share your personal information, for example, for our everyday business purposes. For additional information about how we collect, share, and protect your personal information, please read our privacy notice below.

Reasons we can share your personal informationDoes Sandy Spring Bancorp share?Can you limit this sharing?
For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureau
YesNo
For our marketing purposes -
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes -
information about your transactions and experiences
YesNo
For our affiliates’ everyday business purposes -
information about your creditworthiness
NoWe don't share
For our affiliates to market to youYesYes
For nonaffiliates to market to youNoWe don't share

 

To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Who we are

Who is providing this notice?

Sandy Spring Bancorp and its affiliates:

  • Sandy Spring Bank, a Maryland corporation
  • West Financial Services, a registered investment advisory firm
  • Rembert Pendleton Jackson, a registered investment advisory firm

 

What we do

How does Sandy Spring Bancorp protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Sandy Spring Bancorp collect my personal information?

We collect your personal information, for example, when you

  • open an account, deposit money, or make an investment
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.  See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?Your choice will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a Sandy Spring Bancorp name and financial companies such as:

  • investment management companies and advisory companies
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Sandy Spring Bancorp does not share with nonaffiliates for marketing purposes.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include:

  • investment companies
  • credit card companies
  • mortgage companies
  • real estate professionals

Other Important Information

Health Insurance Portability and Accountability Act: We do not share medical or health information among our family of companies nor will we disclose medical information to unaffiliated third parties unless you have instructed us to do so in writing.

State laws: In addition to federal law, you may have other privacy protections under some state laws. We will comply with all applicable laws as to information about you, including medical information. For additional privacy information, please visit: https://www.sandyspringbank.com/privacy-frequently-asked-questions

Questions? Call 800.399.5919 - press 2 for our Client Service Center.

As of 11/2024.