Terms and Conditions

As a valued client of Sandy Spring Bank, we offer a number of products or services to you via our Web site in an ongoing effort to enhance your relationship and provide you with unparalleled service. While all of our services are designed for maximum efficiency, they do have terms of use. And some services require personal information for verification. We want you to be aware of both our privacy policy and the terms and conditions that apply, throughout your use of this site.

PRIVACY NOTICE

Throughout our online relationship, as well as our traditional relationship, we respect your right to privacy.

TERMS & CONDITIONS OF ACCESS OF SITE OR USE OF THE PRODUCTS OR SERVICES NOTICE. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THE SITE AND ANY PAGES THEREOF, OR BY USE OF THE PRODUCTS OR SERVICES DESCRIBED HEREIN, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW.

1. PERMITTED USE

Certain information on this site is protected by copyright in the United States of America and in other countries. Any person is hereby authorized to view the information available from this web server for informational purposes only. No part of the information on this server can be redistributed, copied, or reproduced without prior written consent of Sandy Spring Bank

2. USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages – and the terms, conditions, and descriptions that appear – are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by the entity providing such products or services. Investment products are not obligations of or guaranteed by Sandy Spring Bank, are not bank deposits or insured by the FDIC, and are subject to investment risks, including possible loss of the principal amount invested.

3. NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS – ARE PROVIDED “AS IS,” “AS AVAILABLE”. SANDY SPRING BANK DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

4. LIMITATIONS OF LIABILITY

IN NO EVENT WILL SANDY SPRING BANK BE LIABLE FOR ANY LOSS OR DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSON, COMPUTER VIRUS, OR LINE, OR SYSTEM FAILURE, EVEN IF SANDY SPRING BANK OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBLITY OF SUCH DAMAGES, LOSSES, OR EXPENSES.

NEITHER SANDY SPRING BANK NOR ANY INDEPENDENT PROVIDER/TRANSMITTER OF INFORMATION SHALL BE LIABLE IN ANY WAY, AND YOU AGREE TO INDEMNIFY AND HOLD HARMLESS SANDY SPRING BANK AND THE INDEPENDENT PROVIDERS/TRANSMITTERS FOR ANY “FORCE MAJEURE” (I.E., FLOOD, EXTRAORDINARY WEATHER CONDITIONS, EARTHQUAKE, OR OTHER ACT OF GOD, FIRE, WAR, INSURRECTION, RIOT, LABOR DISPUTE, ACCIDENT, ACTION OF GOVERNMENT, COMMUNICATIONS, POWER FAILURE, OR EQUIPMENT OR SOFTWARE MALFUNCTION) OR ANY OTHER CAUSE BEYOND THE CONTROL OF SANDY SPRING BANK OR THE INFORMATION PROVIDERS/TRANSMITTERS.

SYSTEM RESPONSE TIMES MAY VARY DUE TO SYSTEM PERFORMANCE, AND OTHER FACTORS.

5. BINDING ARBITRATION AND WAIVER OF JURY TRIAL

BY ACCESS AND USE OF THIS SITE, YOU WAIVE ANY RIGHT TO A JURY TRIAL AND AGREE THAT ANY CONTROVERSY OR CLAIM ARISING OUT OF OR RELATING TO THIS WEBSITE, THE USE THEREOF, THE SANDY SPRING BANK PRODUCTS OR SERVICES PROVIDED THEREON, THESE TERMS AND CONDITIONS OR THE BREACH THEREOF SHALL BE SETTLED BY BINDING ARBITRATION IN ACCORDANCE WITH THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION, AND JUDGMENT UPON THE AWARD RENDERED BY THE ARBITRATOR(S) MAY BE ENTERED IN ANY COURT HAVING COMPETENT JURISDICTION.

6. GOVERNING LAW

This site has been created and is supported in the State of Maryland in the United States of America, and shall be governed by, and interpreted in accordance with, the laws of the State of Maryland and, when applicable, the laws of the United States of America.

7. LINKS TO OTHER SITES

This web site may contain links to third party sites. These links are provided for convenience purposes and are not under the control of Sandy Spring Bank. Ability to link to other sites does not imply endorsement of any products, services, publications or companies. If you choose to link to such third party web sites, Sandy Spring Bank makes no warranties, either expressed or implied, concerning the content of such sites, including the operations, programming and conduct of transactions over such sites. Sandy Spring Bank does not warrant that such sites or content are free from any claims of copyright or other infringement or that such sites or content are devoid of viruses. Sandy Spring Bank disclaims all liability of any kind whatsoever arising out of your use of, or inability to use such third party web sites, the use of your information by such third parties, and the security of information you provide to such third parties.

8. CORPORATE NAMES AND MARKS OF THIRD PARTIES

All references on Sandy Spring Bank’s website to the corporate names, trade names, trademarks, and services marks of third parties are intended to accurately identify such parties as the sources of specific products and services. In many instances the referenced names and marks are the subject of federal, state, and international registrations. Sandy Spring Bank makes no claim of any interest or license under any such names and marks of other parties identified in this web server, and Sandy Spring Bank acknowledges the proprietary rights of such other parties to their identified names or marks. Sandy Spring Bank’s use of such names and marks is only for purposes of proper identification and there is no intention on the part of Sandy spring Bank to improperly use or dilute the proprietary rights of the owners and authorized users of such names and marks.

Quicken® and TurboTax® are products of Intuit®. MSMoney® is a product of Microsoft®. Sandy Spring Bank and its affiliates are not responsible for the content or functionality of these products or services.