Whatever you’re saving for, save for real success.

Mother, father and toddler in their new home. Save with Sandy Spring Bank.

Why do you save money?

Ultimately, you save for success, however you define it – a down payment on a home, a retirement fund or sending a kid to college. Or, perhaps it’s time to expand your business with new hires or upgraded equipment. At Sandy Spring Bank, we’re here to listen and help you put together the right mix of savings solutions for your goals…from high-yield CDs and IRAs to money markets and flexible checking accounts for personal or commercial use. We’re ready to talk when you are. 

Ready to Save?

Visit your branch to discuss a solution that works for you.

Regular Savings

Whether it’s your child’s first account or a cash reserve of your business, this is the perfect starting account – FDIC-insured and a low opening deposit.

Personal Business

Money Market Accounts

Earn higher interest than regular savings while keeping your cash liquid for personal or commercial projects. Penalty-free withdrawals allow you to transfer and withdraw funds when you need them.

Personal Business

Certificate of Deposit

A secure, FDIC-insured way to lock in high-yield rates for short- or long-term goals for home or business. With flexible terms and options like bump rates and penalty free withdrawals, you can get the flexibility you need.

Personal Business


A key component of saving for retirement, our IRAs are FDIC-insured and offer very competitive rates. Choosing the right IRA, Traditional or ROTH, can have true tax advantages. Our representatives can help guide you.


Checking Accounts

The key to having the right checking account is choosing the right one for your needs, whether it’s cash flow for your business or flexible terms for personal use. And with accounts that offer no monthly fees, interest, and surcharge-free ATM access you can save even more.

Personal Business

Ready to Save?

Visit your branch to discuss a solution that works for you.