Regular Savings

This account makes it easy to start saving. Whether it’s your first savings account, or you’re saving for a specific reason — like a vacation — this is the account for you. With a low $25 minimum opening deposit, you can get competitive rates and start building your savings today.

To open an account: Open Onlinecall 800.399.5919, or visit a convenient branch.


  • A low minimum daily ledger balance
  • Interest is compounded daily
  • FDIC-insured

Rates and Fees

  • A $5 monthly maintenance fee is waived in any month or monthly statement cycle you maintain a $300 minimum daily ledger balance or you establish recurring electronic deposits or automated transfers into the Regular Savings.
  • Competitive rates

Other Services

  • Free Online Banking
  • E-Statements
  • Combine your checking and savings accounts into a single statement
  • Direct Deposit
  • Establish Auto Save by setting up auto transfers to your savings account from your checking account
  • Free access to your account at more than 55,000 ATMs
  • Use your savings account as overdraft protection for your Sandy Spring Bank checking account
  • Disclosure

    *By law, banks are permitted to limit certain types of withdrawals and transfers from your savings and money market accounts and charge an excess activity fee when you exceed such limits. The limitations apply to withdrawals by check, draft, debit card purchase or similar order (if available on the account), or telephone, or automatic or pre-authorized transfers to another of your accounts with us or to a third party. The limitations also apply to transfers made by Telephone Banking, Online Banking, or Mobile Banking and transfers from your savings or money market account to cover overdrafts. Due to federal regulation changes, we are currently not applying these limits or charging an excess activity fee.