Regular Savings

This account makes it easy to start saving. Whether it’s your first savings account, or you’re saving for a specific reason — like a vacation — this is the account for you. With a low $25 minimum opening deposit, you can get competitive rates and start building your savings today.

To open an account: Open Onlinecall 800.399.5919, or visit a convenient branch.


  • A low minimum daily ledger balance
  • Interest is compounded daily
  • FDIC-insured

Rates and Fees

  • A $5 monthly maintenance fee is waived in any month or monthly statement cycle you maintain a $300 minimum daily ledger balance or you establish recurring electronic deposits or automated transfers into the Regular Savings.
  • Competitive rates

Other Services

  • Free Online Banking
  • E-Statements
  • Combine your checking and savings accounts into a single statement
  • Direct Deposit
  • Establish Auto Save by setting up auto transfers to your savings account from your checking account
  • Free access to your account at more than 55,000 ATMs
  • Use your savings account as overdraft protection for your Sandy Spring Bank checking account
  • Disclosure

    *By law, certain types of withdrawals are limited. Withdrawals over the limits are excess activity. You may make up to a combined total of 6 withdrawals per monthly statement cycle (or calendar month if you receive a quarterly statement) by either check, draft, debit card purchase or similar order (if available on the account,) telephone, automatic or pre-authorized transfer to another of your accounts with us or to a third party. Such transfers include those made by Telephone Banking, Online Banking, Mobile Banking and transfers from your savings account to cover overdrafts. A $25 excess activity fee will be assessed each time you exceed any of these limits.