16-Month CD Special

Pregnant mother taking a picture of her child and husband playing. Sandy Spring Bank 16-Month CD.

Real Savings for Real Life.

Start saving for success with our 16-Month CD Special. With a great rate, FDIC insurance, and only $1 to open - it couldn’t be easier. 

To open your account, stop by any of our community offices or call our Client Service Center at 800.399.5919.

16-Month CD Special


16-Month Special CD

Minimum Opening Balance


Apply Now

Visit our Community Offices

Or, Call 800.399.5919

Interested in information about other CDs? 

All Sandy Spring Bank CDs

Current Rates

Other Great Ways to Save

  • Disclosure

    Minimum opening deposit is $1. Deposit must originate from a non-Sandy Spring Bank account. Maximum deposit $1,000,000. Penalties for early withdrawal may apply. Annual Percentage Yield (APY) as of 10/9/2019. Interest is compounded daily. It is our policy to credit interest monthly to your Certificate of Deposit (CD). The annual percentage yield assumes interest is credited monthly and remains on deposit until maturity. A withdrawal of interest will reduce earnings. The 16-Month CD Special will automatically renew for an 18 month term from the initial and each succeeding maturity date at the interest rate then being offered by us for your type of account. The 16-Month CD Special is available for both personal and business accounts; it is not available for institutional investors or public funds.  • For other provisions applicable to your account, please see our personal deposit agreement and if you are opening an account, your receipt.