16-Month Promotional CD

Father and son cooking. Sandy Spring Bank 16-Month CD

Real Savings for Real Life.

Start saving for success with our 16-Month Promotional CD.* With a great rate, FDIC insurance, and $2,500 to open - it couldn’t be easier. 

To open your account, stop by any of our community offices, call our Client Service Center at 800.399.5919 or Open Now online.

16-Month Promotional CD



Minimum Opening



0.40% APY

Open Now

Visit our Community Offices

Or, Call 800.399.5919

Interested in information about other CDs? 

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  • Disclosure

    **Minimum opening deposit is $2,500. Maximum deposit $10,000,000. Penalties for early withdrawal may apply. Annual Percentage Yield (APY) as of 09/09/2020. Interest is compounded daily. It is our policy to credit interest monthly to your CD. The annual percentage yield assumes interest is credited monthly and remains on deposit until maturity. A withdrawal of interest will reduce earnings. The 16-Month Promotional CD will automatically renew for an 18-month term from the initial and each succeeding maturity date at the interest rate then being offered by us for your type of account.

    • For other provisions applicable to your account, please see our Personal Deposit Account and Electronic Banking Agreement and if you are opening an account, your Receipt.