Debit Mastercard® Benefits

Take your new Sandy Spring Bank Debit Mastercard® wherever you go. It’s accepted at millions of restaurants, retailers, hotels, and other merchants around the world. Convenient and secure, the debit card helps you manage your finances. The funds are immediately deducted from your checking account and appear on your monthly checking account statement. It’s safer than carrying cash, plus you’ll have Zero Liability* for any unauthorized purchases. See what else your Debit Mastercard® has to offer**:

  • Price Protection — For most purchases made on your card within 60 days, you can receive a price adjustment up to $250 if there is a lower price advertised.
  • Extended Warranty — On purchases made with your card, manufacturer’s or store-brand warranties are doubled for up to one year.
  • Satisfaction Guarantee —  If within 60 days of a purchase, you become dissatisfied with the product and the merchant will not accept a return, you can get a refund for the cost of the product up to $250.
  • Mastercard® SecureCode — You can make online purchases at participating merchants using the Sandy Spring Bank Debit Mastercard account automatically enrolled in this service. It’s fast, easy, secure and free.
  • Airport Concierge: Cardholders can receive dedicated meet-and-greet agents for escorts through airports.
  • ID Theft Resolution with Wallet Protection — We help protect you against stolen identities with services to report and resolve thefts.


Guide to Benefits

  • Disclosure

    * If the card is lost or stolen, the MasterCard® Zero Liability program protects against unauthorized purchases. See for terms and conditions.

    **Certain terms, conditions, and exclusions apply. See and for full terms and conditions.

    Mastercard®, Debit Mastercard® and the Mastercard® brand marks are trademarks of Mastercard® International Incorporated.