Chip Technology

A new level of security at your fingertips.

Sandy Spring Bank debit cards are enhanced with chip technology. This means your Debit Mastercard® has additional security features and can be used at chip-enabled payment terminals—close to home and around the world.

Added Security

Chip cards contain an embedded microchip for a more secure transaction. You will be required to enter your Personal Identification Number (PIN) or sign for transactions at chip-enabled payment terminals.

Global Acceptance

Chip technology is already used around the world, and is safer than carrying cash. This makes traveling internationally with your chip card hassle free. Plus it provides Mastercard Zero Liability* for any unauthorized transactions.

Instructions on how to use a Sandy Spring Bank Chip Card. 1. Insert Chip Card - Chip toward the reader 2.Approve the amount. 3. Enter Your PIN or Sign 4. Remove your card when prompted.

Have Additional Questions? View FAQs.

  • Disclosure

    * If the card is lost or stolen, the Mastercard Zero Liability program protects against unauthorized purchases. Certain restrictions apply. Please see for terms and conditions.

    © 2017 Mastercard. Mastercard, Debit Mastercard and the Mastercard brand marks are trademarks of Mastercard International Incorporated.