Sandy Spring Bank has been participating in financial literacy efforts for over 25 years, highlighting the significance of financial literacy and teaching children and adults the importance of establishing and maintaining healthy financial habits. It is never too late to take some time and learn about personal finance and review all the resources that can help achieve financial goals.

We hope that you will take some time to review the tools and information on our website devoted to financial literacy and begin to create better habits on savings, investing, being vigilant with your financial information, and setting financial goals.

Teach your children about money and savings
Start saving now for your child’s college education
Balance your checkbook
Monitor your accounts
Deposit your pay check directly to your account with Direct Deposit
Sign up or apply for Overdraft Protection
Make saving easy with Auto-Save
Use your Debit Card for ease and convenience
Save on ATM fees
Manage your credit

Overdraft Protection

Link your checking account to a savings account. Simply fill out the overdraft protection authorization form, and return it to your nearest community office. Or apply for an overdraft line of credit by calling 800-399-5919 or complete your application online. Learn more and compare your options.

Use your Debit MasterCard® for ease and convenience

  1. Pay quickly and easily at grocery stores, restaurants, gas stations and more.
  2. Shop with confidence with MasterCard’s Zero Liability.
  3. Manage your money better. You can easily track your spending online through BankXpress online banking.
  4. MasterCard SecureCode to help prevent unauthorized online purchases on your card.

Save on ATM fees
Find one of 55,000 surcharge-free ATMs available to Sandy Spring Bank clients.


Managing your credit.
Now more than ever it is more important and complicated to manage your credit. Credit is an established part of American life. If used and managed wisely, it can be a valuable tool to help you purchase a home, a car, or finance an education. Read more…

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