Premium rates and easy access to your money with the option to write checks exclusively for Sandy Spring Bank Premier Banking checking account clients.

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  • Guaranteed rate for the first 3 months
  • Interest is compounded daily
  • A $10,000 minimum daily ledger balance
  • FDIC insured
  • Minimum opening deposit of $10,000
  • A limited number of checks are permitted*
  • $25 for excess activity*

Rates and Fees

  • $10 monthly maintenance fee. This fee is waived in any month or monthly statement cycle you maintain a $10,000 minimum daily ledger balance.
  • Competitive rates

Other Services

  • Free Online Banking with BankXpress
  • eStatements
  • Combine your checking and savings accounts into a single statement
  • Direct Deposit – deposit payroll, Social Security, and other recurring deposits automatically
  • Auto Save – set up auto transfers to your account from your checking account
  • Free Access to your account at over 55,000 ATMs
  • Use your Premier Money Market Account as overdraft protection for your Premier Banking checking account

To open a Premier Money Market account**:


*  By law, certain types of withdrawals are limited. Withdrawals over the limits are excess activity. You may make up to a combined total of 6 withdrawals per monthly statement cycle (or calendar month if you receive a quarterly statement) by either check, draft, debit card purchase or similar order (if available on the account,) telephone, automatic or pre-authorized transfer to another of your accounts with us or to a third party. Such transfers include those made by Telephone Banking Line, Online Banking and transfers from your savings account to cover overdrafts. The excess activity fee will be assessed each time you exceed any of these limits.

** Opening deposit must originate from a non-Sandy Spring Bank account.  Premier Money Market is only available to clients who open or maintain a Premier Banking, Private Banking or Signature Banking checking account.