A great choice for investors to start saving while taking advantage of money market interest rates.

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  • Interest is compounded daily
  • A limited number of checks are permitted*

Rates and Fees

  • $2,500 Opening Deposit
  • $10 monthly maintenance fee
    This fee is waived in any month or monthly statement cycle that you maintain a $2,500 minimum daily ledger balance
  • Regardless of balance:
    $25 for excess activity*
  • Competitive rates

Other Services

  • Free Online Banking with BankXpress
  • eStatements
  • Combine your checking and money market accounts into a single statement
  • Direct Deposit – deposit payroll, Social Security, and other recurring deposits automatically
  • Auto Save – set up auto transfers to your Sandy Spring Savings account from your Sandy Spring checking account
  • Free Access to your account at over 55,000 ATMs
  • Use your Sandy Spring Money Market Account as overdraft protection for your Sandy Spring checking account

To open a Sandy Spring Bank Money Market account:


*By law, certain types of withdrawals are limited. Withdrawals over the limits are excess activity. You may make up to a combined total of 6 withdrawals per monthly statement cycle (or calendar month if you receive a quarterly statement) by either check, draft, debit card purchase or similar order (if available on the account,) telephone, automatic or pre-authorized transfer to another of your accounts with us or to a third party. Such transfers include those made by Telephone Banking Line, Online Banking and transfers from your savings account to cover overdrafts. The excess activity fee will be assessed each time you exceed any of these limits