With Sandy Spring Bank’s online, mobile and telephone banking, you have complete access to your Sandy Spring accounts–from anywhere, at any time. Pay your bills online and on your smartphone. Check your account balance; budget and track expenses. And, do it all with safety and security.

Use a Sandy Spring Bank Debit MasterCard to make everyday purchases and to get cash at the ATM—and you can rest assured that you are protected against unauthorized use and purchases. You will be able to view every transaction on your checking account statement, or use Online Banking and sign-up for E-Statements to securely view your statement online.

BankXpress Online Banking
Watch the Demo or Sign Up today.

Banking online is faster and better than ever with BankXpress. Guaranteed safe and secure, you can pay your bills, check your balance, transfer funds and review your transactions from anywhere, 24/7. You’ll find online banking is a breeze to use, and great for budgeting and tracking expenses. And best of all, it’s free!

Mobile Banking
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Start banking on your terms with the free Sandy Spring Mobile Banking1App.  We offer a range of mobile options for Android & iPhone users, as well as through Mobile Web Browser Banking and Text Banking.

Please note that you must be enrolled in Online Banking before you can download our Mobile Banking App or use any of the Mobile Banking functions.

Sandy Spring Bank Mobile Banking App:
We recommend that you download our iPhone or Android App to easily view your information on your mobile phone.  Make a deposit by simply taking a picture of the front and back of a check and electronically sending it to us for collection. Mobile Deposit is safe, secure, and free.

Text Banking: Get started
For quick balance updates, we recommend that you enroll in Text Banking.  Text a command to us anytime at 96865, and we’ll reply with your requested information in seconds.

Mobile Browser Banking: Get started
If you don’t use an iPhone or Android, we offer a Mobile Browser option to support your banking needs. Visit sandyspringbank.com on your phone’s browser, and sign on with your Sandy Spring Bank Online Banking username and password.

Telephone Banking
Current information on your account is as close to you as the nearest phone. Telephone Banking allows you to check your balances, find out if a check has been paid, place a stop payment on a check, and transfer money between your Sandy Spring Bank Accounts. You can even get a fax of your personal checking account activity and a toll free number lets you check your accounts, even if you’re out of town. Call our Client Service Center to find out more about Telephone Banking today at 800-399-5919. View the Telephone Banking map here.

MasterCard® Debit Cards
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A MasterCard Debit Card gives you the flexibility to  directly access your personal checking account by simply withdrawing cash at any ATM or making a purchase at any location displaying the MasterCard®, NYCE® or Allpoint® sign.

Digital Wallets – a new easy way to pay
Now you can simply load the eligible credit and debit cards you use in the digital wallet (Apple Pay and MasterPass) that works best for you – while still enjoying all the rewards and benefits you’ve come to expect from Sandy Spring Bank.
Learn more about Apple Pay
Learn more about MasterPass


  1. Mobile Banking is a free service although your mobile carrier’s message and data rates may apply.