It's time to take advantage of the special personal checking account exclusively for people age 55 and older. Senior Interest Banking from Sandy Spring Bank gives you a comprehensive package of banking services.

Open Senior Interest Banking Now!


  • Unlimited check writing
  • Free BankXpress Online Banking, with Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free Sandy Spring Bank Debit MasterCard®
  • Unlimited free Sandy Spring Debit Card purchase transactions (PIN-based or signature)
  • Free Standard checks, or $10 discount on other check styles
  • Free Sandy Spring Bank ATM transactions
  • Surcharge free Allpoint ATM transactions
  • No Fee American Express Travelers Cheques for One
  • Free financial checkup
  • Unlimited branch teller transactions
  • Free check safekeeping or check images with monthly statement
  • Unlimited calls to our Client Service Center
  • Unlimited calls to automated telephone banking
  • May link to savings to cover overdrafts
  • Personal loan discounts with direct debit (if qualified)
  • Overdraft protection available (if qualified)
  • Opening deposit of $50

Open Now, Call 800-399-5919, press 3, 1, Or, visit a Maryland or Virginia Community Office


Monthly Maintenance Fee

Balance Requirement



Fee Type


Overdrafts and NSF Items: Returned*


Extended Overdrafts

$5 per day when an account remains overdrawn for more than 7 days.

Stop Payment

$32 for checks or pre-authorized debits and Notice of Postdating.

Non-Sandy Spring Bank ATM**

$2.00 per withdrawal, balance inquiry or transfer

*A withdrawal or an order presented for payment that would overdraw an account or is drawn against unavailable funds (fee not applicable to Commercial Checking UAF items that are paid or returned).

We do not charge the Overdraft Fee on your account when we determine that your account is overdrawn by a total amount less than $5.00 after we finish processing for the day.

When we determine that your account is overdrawn by a total amount of $5.00 or more, a $37 fee will apply to each withdrawal or order paid or returned. Daily maximum limited to 10 items. The types of withdrawals or Orders subject to an overdraft, NSF Return or UAF fee include negotiable orders of withdrawal, checks, substitute checks, electronified checks, "counter/in-person" withdrawals, drafts, ATM withdrawals, point of sale purchases, ACH withdrawals, online banking and telephone banking withdrawals, other orders, other items, and other withdrawals or transfer requests used to transfer or withdraw funds out of your Account by any means (subject to availability and any withdrawal limitations or penalties for your Account).

**For other fees applicable to your account, please view our Deposit Account Fee Schedule. For additional terms and conditions, please view our Personal Deposit Account and Electronic Banking Agreement and our Rate Sheet. To request a copy of any of these documents, please call 800-399-5919 and press 3, 1 for our Client Service Center, or visit any of our community offices.


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