School opens up a world of new opportunities and experiences. The last thing you should be worrying about is banking. That's why Sandy Spring Bank has the checking account you need to make banking easy. We can even help you avoid overdrawing your account - we understand things happen.

Free Student Banking gives you the banking services you need when heading off to school.

Here's what you get:Open Free Student Banking Now

  • Free Checking Acount
    • no minimum balance, no monthly service fee
  • Free Debit MasterCard® for anytime, anywhere purchases
  • Access to more than 55,000 ATMs with no surcharge
  • Free Online Banking with Free Bill Pay
  • Free Regular Savings Account
  • 1 Overdraft Fee refunded per calendar year1
  • Ability to link to your Regular Savings for Overdraft Protection2
  • No SSB Foreign ATM fee for up to 2 transactions per statement

Open Free Student Back Banking Now, Call 800-399-5919, press 3, 1, Or, visit a Maryland or Virginia Community Office


1 To receive a refund of the Overdraft Fee you must contact the Client Service Center at 800-399-5919 or through secure email in online banking.

2 Transfer charges may apply.

For other fees applicable to your account, please view our Deposit Account Fee Schedule. For additional terms and conditions, please view our Personal Deposit Account and Electronic Banking Agreement and our Rate Sheet. To request a copy of any of these documents, please call 800-399-5919 and press 3, 1 for our Client Service Center, or visit any of our community offices


© 2013 MasterCard. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.








Debit Card