Online Banking

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All accounts feature free BankXpress Online Banking with Bill Pay and Check Safekeeping1.

Premier Banking
Open Now
My Free Banking
Open Now
Senior Interest Banking
Open Now
Free Student Banking
Open Now
Online Banking Free Free Free Free
Online Bill Pay - Optional Free Free Free Free
Online Statements Free Free Free Free
Email Alerts Free Free Free Free
Online Check Images Free Free Free Free
Access to 55,000 ATMs Free Free Free Free
Monthly Service Fee Waived if you maintain a $10,000 combined average balance in Premier Banking and companion deposit accounts (i.e. checking, savings, CDs, IRAs) or $15,000 in outstanding personal installment loans or lines of credit, or maintain an Investment or Trust account with Sandy Spring Bank; otherwise $14. None None None
Interest Earned yes
Debit MasterCard®
with Zero Liability
World Debit MasterCard®
yes yes yes
Checks Free Standard Checks or $10 discount on other types
Free Standard Checks or $10 discount on other types
Check Safekeeping yes yes yes yes
Bonus Rates on Select CDs yes

No Annual Fee American Express Travelers Checks yes

Discount on Safe Deposit Box 50% discount on annual safe deposit box rental(one box)

Additional Features
.25% Discount on Installment Loans (if qualified) yes

No Transfer Charge for Overdraft Transfers from your Savings Account yes

No Fee Official Bank Checks yes

For other fees applicable to your account and for additional terms and conditions, please ask for our Personal Deposit Account and Electronic Banking Agreement and our Rate Sheet.

Interested in opening a Sandy Spring Bank personal checking account?

Call 800-399-5919, press 3, 1
Or, visit a Maryland or Virginia Community Office.

1 Your account comes with check safekeeping; we will securely store digital images of your canceled checks rather than returning them in your statement. Or you may choose, check images for a monthly $2 Image Statement Fee (waived for Premier Banking accounts).

* With Zero Liability, as a MasterCard cardholder, you're not responsible in the event that someone makes unauthorized purchases with your card. Conditions and exceptions apply. For further details, see


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