If I erase my Android Phone, does that cancel my physical cards or can I continue to use them?

If I erase my Android Phone, does that cancel my physical cards or can I continue to use them?

Erasing the information on your Android will have no effect on your physical cards. You can continue to use your cards as you normally would. Erasing your Android Phone will delete the virtual cards from Android Pay and they can no longer be used. You can add your credit and debit cards back into Android Pay at any time.