For the Expected and Unexpected.

Convenient access to funds. Flexible repayment terms. You get it all with a Sandy Spring Bank Preferred Plus unsecured line of credit. Now you have the funds you need, when you need them – for last-minute travel deals, incredible sales, unexpected expenses, debt consolidation and so much more. Staying prepared for life’s opportunities and emergencies has never been easier. Plus, you only have to apply once but can use your Preferred Plus line again and again.

Apply Now for a Preferred Plus Line of Credit

The Financial Solution That Fits Your Lifestyle.

  • Establish a line from $1,000 to $25,000.
  • Draw on your line of credit with personalized checks. Write checks of $100 or more in any amount up to your credit limit.
  • Transfer funds to your Sandy Spring Bank checking or savings account using BankXpress Online Banking or our automated Telephone Banking line.
  • Transfers of $100 or more can be made in any amount up to your credit limit.
  • Link to your Sandy Spring Bank personal checking account for overdraft protection. When your checking account falls below zero, automatic transfers in increments of $100 will be made up to your limit.
  • Make payments at any of our community offices, by mail, through BankXpress Online Banking, Telephone Banking or through automatic debit from your Sandy Spring Bank account.
  • Use your line as often as needed. As you make payments, your line of credit is replenished and the funds become available to borrow again.

Our Fair Lending Policy Statement is available to view online.