More Than a Mortgage Lender,  We're Your Mortgage Advocate.

A mortgage is not just a document, it's a process. From the moment you first decide to buy or build, to the day you sign the final paper, we'll be there to offer you flexibility, honest advice and real solutions to your needs.

Whether you're buying your first home, upgrading, or looking to refinance, Sandy Spring Bank can help you with the right terms and a deep knowledge of the local market. We take into account your bigger financial picture, which includes more than your mortgage, not just now but in the future.

To talk with one of our mortgage bankers today about a loan program that best fits your needs, click here. Try our calculator to compare monthly payments before you even start looking. Ready to Apply? Click here.

If you aren’t sure what type of mortgage is right for you, don’t worry.  That’s why we’re here. Our solutions include:

  • First-Time Homebuyer
  • Federal Housing Administration (FHA)
  • Veteran's Administration (VA)
  • Conforming
  • Jumbo
  • Construction & Construction to Permanent
  • Affordable Housing Programs
  • Refinancing