Joyce Wilker

Joyce Wilker. Senior Vice President, Commercial & Institutional Relationship Manager
Senior Vice President, Commercial & Institutional Relationship Manager
ext. 6634
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Joyce Wilker is a commercial relationship manager leading Sandy Spring Bank’s nonprofit lending focus. She has over 30 years of experience in commercial banking in the local market. Through her depth of experience and knowledge of her community, Joyce serves as a consultative solution provider, delivering answers to future needs today. Joyce’s personal touch and professional expertise are appreciated by her clients and team members. 

“I look at every financing opportunity from the client’s point of view. What is needed now, what are the future goals, and what financing structure will bridge them together?” 


Areas of Specialty

  • Customized lending for new construction 
  • Capital campaign financing
  • Permanent and interim financing solutions
  • Independent Schools
  • Professional Associations 
  • Cultural Institutions
  • Private Membership Clubs 

Community and Professional Involvement

  • Volunteers for various local nonprofit entities
  • Membership in professional development teams