Cynthia Kuncl

Cynthia Kuncl, Division Executive, Private Banking
Division Executive, Private Banking
ext. 6863
Email Address


Cynthia is the Senior Vice President and Division Manager of Sandy Spring Private Banking. Cynthia has more than 25 years of experience in the financial services industry. She draws on her extensive experience to lead a team of Relationship Managers dedicated to serving the broad and diverse needs of high net worth clients. In her spare time, Cynthia enjoys gardening, reading, and learning to play golf.

“Our team strives to make banking easy for our clients and to advise them across their entire spectrum of banking and wealth management needs.  We seek to establish trust and aim to provide exceptional service.  The greatest satisfaction often comes from the relationships fostered with our clients as we collaborate and advise them on issues important to them, their families, and their businesses.”

Areas of Specialty

  • Relationship Management for High Net Worth Individuals
  • Personal and Business Lending and Banking
  • Investment Management
  • Wealth Planning
  • Trust and Estate Planning

Background and Credentials

  • Bachelor of Arts, with distinction, Loyola University
  • Ritz Carlton Executive Leadership Training
  • American Banker’s Association, Risk Management Association and Treasury Management Association coursework and certifications
  • Certified Six Sigma Greenbelt

Community and Professional Involvement

  • Involved in multiple local non-profits
  • Leadership of Howard County
  • Member Howard County Estate planning Council