Products and Services
At Sandy Spring Wealth Management,
we believe smart personal investing requires the right combination
of knowledge, products and personal attention. That's what we
provide to each of our clients: individualized, personal attention
from investment professionals who have the knowledge and access to
products you need to pursue your financial goals.
Fee-based asset management allows you and your financial
advisor to share a common goal-to grow the value of your assets. A
long term approach to investing, fee-based asset management ties
your advisor's compensation directly to the performance of your
account. Instead of commissions, your advisor earns an annual fee
based on the market value of the account. You and your advisors
concentrate on what matters most-building an investment portfolio
designed to help meet your specific needs.
Diversify your portfolio with alternative strategies using
non-traditional assets such as real estate, currencies, and
An Exchange Traded Fund (ETF) is an investment vehicle designed to
track a particular index by offering ownership in a basket of
securities that replicate that index, such as the S&P 500 or
the Dow Jones Industrial Average. ETFs trade like stocks on major
exchanges and offer several benefits such as lower expense ratios,
trading flexibility and tax efficiency.
Investing in alternative
investments may not be suitable for all investors, and involves
special risks including, but not limited to, the risks associated
with leveraging investments, potential adverse market forces,
regulatory changes, and potential liquidity. There is no assurance
that the investment objective will be attained.
Principal Risk - An investment in
Exchange Traded Funds (ETF), structured as a mutual fund or unit
investment trust, involves the risk of losing money and should be
considered as part of an overall program, not a complete investment
program. An investment in ETFs invovles additional risks: not
diversified, the risks of price volatility, competitve industry
pressure, international politcal and economic developments,
possible trading halts, and Index tracking error.
We don't sell proprietary products, so we always give you objective
reviews and recommendations.
We have access to stocks and government agency, municipal and
corporate bonds that fit your porfolio.
We'll help you evaluate the benefits of annuities and determine if
it is the right product for your situation.
Protect everything you've worked so hard to achieve, and give
your family financial security with sensible, cost-effective life
insurance solutions. Let us review your current coverage to make
sure it's right for your needs.
Chances are, you or someone in your family will need long-term
care at some point in the future. The LPL Financial Advisors at
Sandy Spring Wealth Management can help you plan for that
possibility, or at the very least, help you understand the options
that are available to you.
Whether you're a new investor or
have years of experience, we'll take the time to understand your
unique circumstances and goals, and help provide the best
Why not schedule a free, no-obligation consultation
with a LPL Financial Advisor at Sandy Spring Wealth
Management in Maryland and Virginia right now?
*Not FDIC Insured *No Bank Guarantee
*Not a Bank Deposit
*Not Insured by any Federal Government Agency
*May Lose Value*
|Securities, advisory services, and insurance
products are offered through LPL Financial, a Registered Investment
Advisor, member FINRA / SIPC. Sandy Spring Bank and Sandy Spring Wealth
Management are not registered broker/dealers and not affiliated
with LPL Financial.
|This site is designed for U.S. Residents only.
The services offered within this site are available exclusively
through our U.S. Investment Representatives. LPL Financial's U.S.
Investment Representatives may only conduct business with residents
of the states for which they are properly registered. Please note
that not all of the investments and services mentioned are
available in every state.