Find out if you need Long-Term Care Insurance
Recent studies show that 12 million
men and women age 65 or older will need long-term care services by
the year 2020. These people "face at least a 40% lifetime risk of
entering a nursing home,"1 and the average annual cost
for nursing home care is $66,795 and climbing.2
Why Consider Long-Term Care Insurance?
Chances are you or someone in your
immediate family will need long-term care. It makes sense to
understand the options you have and to plan for just such an
A Long-Term Care Consultation Will Give You the Information You
Need to Make an Informed Decision.
The fact is, very few health
insurance plans include the cost of long-term care. Spending an
hour of your time for a long-term care consultation could save you
tens of thousands of dollars down the road. During your
consultation, we'll review:
• Why many Americans don't have long-term care coverage.
• The types and various levels of care available.
• What Medicare will and won't pay.
• What most Medigap insurance plans cover.
• What to look for in a long-term care policy.
• Your options for funding long-term care.
For more information:
1 America's Health Insurance Plans, 2004.
2 MetLife Mature Market Institute, 2006.
*Not FDIC Insured *No Bank Guarantee
*Not a Bank Deposit
*Not Insured by any Federal Government Agency
*May Lose Value*
|Securities, advisory services, and insurance
products are offered through LPL Financial, a Registered Investment
Advisor, member FINRA / SIPC. Sandy Spring Bank and Sandy Spring Wealth
Management are not registered broker/dealers and not affiliated
with LPL Financial.
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The services offered within this site are available exclusively
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available in every state.