Systematic Life Planning Approach
Sandy Spring Wealth Management uses a methodical four-step
process that we have implemented effectively for scores of clients,
each with highly unique and diverse experiences, hopes and dreams.
Our life-goal approach to planning seeks to unearth
your individual priorities and specific
life circumstances-through four key stages.
Before we get down to crunching numbers, we will talk about the
things that are most important to you-family, community, pastimes,
values-whatever they may be. We'll ask a lot of questions about
what you're really thinking, feeling or worried about; what your
experiences with money have been; and what you've accomplished so
Based on our discussions in the discovery phase, we will assess
your personal situation, gauge where you are now relative to your
life goals and priorities, and identify any gaps that may exist. We
will consider the financial implications for each goal we discuss
and construct the framework for a plan that supports them.
A benefit of holistic planning is that it provides a
comprehensive view of all areas of your financial life. During this
phase, we will recommend specific solutions to help match each of
your goals. This is where we implement your customized plan.
Just when you make plans, life happens-and events large or small
can change everything. The monitoring stage incorporates tracking
systems to keep your plan on target. We'll help you plan for the
unexpected, anticipate change and adjust your plans over time, as
*Not FDIC Insured *No Bank Guarantee
*Not a Bank Deposit
*Not Insured by any Federal Government Agency
*May Lose Value*
|Securities, advisory services, and insurance
products are offered through LPL Financial, a Registered Investment
Advisor, member FINRA / SIPC. Sandy Spring Bank and Sandy Spring Wealth
Management are not registered broker/dealers and not affiliated
with LPL Financial.
|This site is designed for U.S. Residents only.
The services offered within this site are available exclusively
through our U.S. Investment Representatives. LPL Financial's U.S.
Investment Representatives may only conduct business with residents
of the states for which they are properly registered. Please note
that not all of the investments and services mentioned are
available in every state.