SBA Loans

We want to help your business get that loan. That’s why our Small Business Administration (SBA) Lending Group offers products designed for new and existing businesses that may not qualify for a conventional bank loan. SBA loans provide more flexible underwriting guidelines and terms, including smaller down payments, longer repayment terms, and fully amortizing loan structures. Plus, you don’t have to wait long to get your request processed — we’re a “Preferred Lender” of the SBA.

Here are your SBA program options:

Program Amount of Loan
SBA Express Loans up to $500,000 for lines of credit and term loans
SBA 7(a) Loans up to $5,000,000 for most business financing needs
SBA 504 Loans up to $5,500,000 (depending on industry) for long-term, fixed-asset only
SBA 504 Refinancing Loans up to $5,000,000 to refinance commercial real estate mortgages
SBA CAPLines Lines of credit up to $5,000,000 for working capital purposes

To apply for an SBA-guaranteed loan or to talk to a Sandy Spring Bank SBA Relationship Manager, contact:


Lisa Mann
Phone: 800.399.5919 ext 6502
email: lmann@sandyspringbank.com

View our Fair Lending Policy statement online.