With a term loan, the borrower typically receives a lump sum from the bank, then repays the loan in equal monthly payments over a specified period of time. Term loans are usually 1-5 years in length, and may be used for the following purposes:

  • Equipment purchases or refinances
  • Long term working capital
  • Acquisition of a business
  • Vehicle or fleet financing

To apply for a business loan or talk to a Sandy Spring Business Relationship Manager:




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Our Fair Lending Policy Statement is available to view online.











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