Sandy Spring Bank’s SBA Group provides financing to new and existing businesses that may not qualify under conventional bank terms. Compared to conventional loans, SBA loans offer more flexible underwriting guidelines, including smaller down payments, longer terms, and fully amortizing loan structures. As a “Preferred Lender” of the U.S. Small Business Administration (SBA), we are able to provide prompt processing of your request.

Program options include:

Program: Use of Proceeds:
SBA Express Loans up to $350,000
SBA 7A Loans up to $5,000,000
SBA 504 Loans up to $5,500.00 depending on industry (for long-term, fixed-asset only).







To apply for a SBA guaranteed loan or talk to a Sandy Spring Bank SBA Relationship Manager:
John Walker
Phone: 800-399-5919 ext 6648
email: [email protected]

Our Fair Lending Policy Statement is available to view online.