Sandy Spring Bank offers lines of credit, which finance a variety of short-term credit needs and can be structured to meet seasonal or cyclical demands. Repayment terms vary considerably. Purposes for lines of credit include:

  • Short-term working capital
  • Accounts receivable financing
  • Inventory financing
  • Development or construction financing
  • Support of bonding requirements

Sandy Spring Bank also participates in business loans supported by the guaranty and other programs of the Small Business Administration (SBA).


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Our Fair Lending Policy Statement is available to view online.